Collin County, TX: homestead & property-tax exemptions

How to claim property-tax exemptions in Collin County (McKinney area): who qualifies, the deadline, where to file, documents, re-filing and appeals.

Last checked 2026-10-21 · 7 official sources

File with

Collin Central Appraisal District (CCAD)

Official exemption page →

Exemptions available

CCAD lists the general residence homestead, age 65 or older, over-55 surviving spouse of a person who received the over-65 exemption, disabled person, 100% disabled veteran's homestead (and surviving spouses), and the service-connected disabled veteran exemption (and surviving spouses; not limited to a residence homestead). ^[1]
State-mandated school exemptions apply ($140,000 general; additional $60,000 for 65+/disabled). See the Texas page. ^[2]
Partial disabled-veteran exemption, by VA disability rating: 10-29% = $5,000; 30-49% = $7,500; 50-69% = $10,000; 70-100% = $12,000 off the property's value. You must be a Texas resident and pick one property to receive it. ^[1]
You can't claim both the over-65 and the disabled person exemption in the same tax year. Either one freezes the school-tax ceiling on that home for as long as you own and live in it (adjusted for improvements), and the ceiling percentage can be transferred to a new Texas home. ^[1]
Homestead cap: starting the second year after the exemption is granted, the appraised value can't rise more than 10% a year, plus the value of new improvements. ^[1]

Statewide exemption details: Texas guide.

The owner must be an individual (not a corporation or other business) who occupies the home as their principal residence on January 1. A homestead can include up to 20 acres of land used for residential purposes. ^[1]
If you aren't the sole owner (other than with your spouse), the exemption is based on the share you own. Heir property owners can qualify by attaching a notarized heirship affidavit (Form 50-114-A) to the application. ^[1]^[3]
Disabled person: you must meet the Social Security definition of disabled (receiving SSA disability benefits qualifies you), or be 55 or older and blind and unable to do your previous work. ^[1]

General homestead: file between January 1 and April 30. CCAD doesn't accept early applications. ^[1]^[4]
Over-65 or disabled person: you have two years from the date you qualify to apply for that tax year (for example, until your 67th birthday if you turned 65 that year). 100% disabled veteran: you can apply anytime during the year you qualify. ^[1]
Missed it? You can file a late homestead application up to two years after the taxes for that year became delinquent (up to five years for a disabled veteran; two years for a disabled veteran's surviving spouse). ^[1]

Use Form 50-114 (covers general homestead, over-65, disabled person, 100% disabled veteran, and over-55 surviving spouse) or apply online through CCAD's Taxpayer Portal. The partial disabled-veteran exemption uses Form 50-135. ^[3]
Submit by mail, in person (Monday-Friday, 8 a.m.-4 p.m.), or in the 24/7 drop box outside the main entrance: Collin Central Appraisal District, 250 Eldorado Pkwy, McKinney, TX 75069-8023. Phone 469-742-9200 (metro) or 866-467-1110 (toll-free). CCAD does not accept emailed applications. ^[1]
There's no fee to apply. CCAD processes applications as soon as practicable, and no later than 90 days. ^[1]^[5]

A copy of your Texas driver's license or state ID. The address on the ID must match the property address. Include any other documents the application instructions require. ^[1]
Disabled person: proof of eligibility, such as SSA disability benefits, or disability ratings from civil service, retirement programs, insurance documents, military records, or a doctor's statement. Disabled veterans: VA documentation showing your service-connected disability rating. ^[1]

A one-time application is enough unless the chief appraiser asks you to reapply (by mail) or you change homesteads. Under SB 1801, CCAD reviews each homestead at least every five years. ^[1]^[5]
If an over-65 owner dies, a surviving spouse aged 55 or older with an ownership interest keeps the exemption but must contact CCAD to continue receiving it. ^[1]

CCAD mails real property Notices of Appraised Value around April 15. The protest deadline is May 15 (the next business day if May 15 falls on a weekend or holiday). Protests go to the Collin Appraisal Review Board (CollinARB.org). ^[4]
Texas protest rule: May 15 or 30 days after the notice of appraised value is mailed, whichever is later. ^[6]

Local-option homestead percentages and over-65/disabled amounts adopted by Collin County, its cities and school districts. CCAD publishes them in an interactive table on its Taxing Entity Exemptions & Rates page (https://collincad.org/tax-rates-and-exemptions/) that we couldn't read automatically.
CCAD's homestead FAQ uses a $15,000 school homestead in an example. That's an old amount; the current state-mandated school exemption is $140,000 (see the Texas page).

Population: 1,254,658 (July 1, 2024 estimate) ^[7]